Which file would you modify to set custom terminal settings for your own Linux user account?

Modifying the .bash_profile file is the appropriate action to set custom terminal settings for your own user account in a Linux environment. This file is specific to the user's home directory and allows for user-specific configurations when a terminal session begins. It is executed for login shells, enabling you to specify environment variables, customize the shell prompt, and execute commands upon login.

Using .bash_profile is advantageous for personalization since any settings defined here will only apply to your user account, rather than system-wide. This makes it ideal for tailoring your working environment without affecting other users on the system.

In contrast, the other files mentioned serve different purposes: /etc/bashrc and /etc/profile are system-wide configuration files affecting all users, while .bash_logout is used to define commands that run when a user logs out of a shell session. Thus, modifying .bash_profile directly meets the requirement for customizing terminal settings specifically for your own user account.